（一）是本案当事人或者当事人的近亲属的；
近年来，受宏观经济深度调整，国内信贷需求偏弱，LPR（贷款市场报价利率）重新定价等因素影响，银行的挑战前所未有。置身周期底部，谁能跑出更快更稳的资产扩张曲线，谁就能在下一轮洗牌中掌握主动权。
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Failures within the system have been known about, and reported on, for years. The BBC has spent more than a decade speaking to bereaved and harmed families following poor care at Morecambe Bay, Shrewsbury & Telford, East Kent, Nottingham, Leeds and a number of other NHS Trusts, gathering evidence of failing maternity services.