前述头部消金人士对界面新闻记者表示，在催收乱象的背后，还伴随着借贷成本畸高的问题，部分机构表面宣称的利息符合监管标准，却通过捆绑担保费、管理费等名目推高实际资金成本，借款人本就因资金周转困难陷入逾期，又在暴力催收的裹挟下陷入更大的困境。
As we can see, the use of provider traits allows us to fully bypass the coherence restrictions and define multiple fully overlapping and orphan instances. However, with coherence being no longer available, these implementations must now be passed around explicitly. This includes the use of higher-order providers to compose the inner implementations, and this can quickly become tedious as the application grows.
，更多细节参见51吃瓜
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